Terms & Conditions

Welcome to our website. By accessing or using this site, you agree to be bound by these terms and conditions. Please read them carefully.

1. Use of the Site

You may use the site for lawful purposes only. You agree not to use the site in any way that breaches applicable laws or regulations or infringes the rights of others.

2. Intellectual Property

All content on this site, including text, graphics, logos, and images, is the property of the site owner or used with permission, and is protected by intellectual property laws.

3. Limitation of Liability

To the fullest extent permitted by law, we are not liable for any loss or damage arising from your use of the site.

4. Changes to Terms

We may update these terms from time to time. Continued use of the site after changes constitutes acceptance of the updated terms.

5. Contact

If you have questions about these terms, please contact us through the contact page.

6. Definitions

"Service" means the website and any services provided through it. "You" means any user, visitor, or customer accessing the Service.

7. Account Responsibilities

If you register an account, you are responsible for maintaining the confidentiality of your credentials and for all activity under your account. Notify us immediately if you suspect unauthorized access.

8. Payment, Billing & Refunds

Where paid services are offered, you agree to provide accurate payment information. Refunds, if any, are governed by our refund policy. See our Privacy Policy for handling of payment-related data.

9. User-Generated Content

You retain ownership of content you submit, but by submitting you grant us a non-exclusive, worldwide license to use, reproduce and display that content in connection with the Service. You must not submit content that is unlawful, infringing, or harmful.

10. Termination

We may suspend or terminate your access to the Service at our discretion, including for violations of these terms. Termination does not limit any other remedies we may have.

11. Governing Law

These terms are governed by the laws applicable to the location of the site owner. Disputes will be resolved in the appropriate courts unless otherwise agreed in writing.

12. Changes & Notices

We will provide notice of material changes to these terms by updating this page and revising the "Last updated" date below. It is your responsibility to review the terms periodically.

13. Contact Information

For questions, concerns or requests related to these terms, please contact us via the contact page or by email at info@example.com.

Effective Date: This agreement is effective as of the date it was last updated.

Last updated: November 28, 2025

Student Success Stories

Our students love our courses and their success speaks for itself. Join thousands of satisfied learners today! Achieve your career goals with our expert guidance. Start your journey to success with us now!

I came to the insurance industry with no background knowledge at all. When I decided to get my license, I took the Comprehensive Property and Casualty with Tim ONeill, CPCU course. I worked through the material and studied the policies. I took the exam after two weeks and passed with an 86. Definitely worked for me. 5 Stars.

★ ★ ★ ★ ★

Samuel T.

I am working in a great job right now thanks to the education I got at Texas Insurance Training Academy. Tim did a great job of explaining things in a way that made sense. I passed the P&C exam on my first try with an 85. Highly recommended!

★ ★ ★ ★ ★

Yzaias V.

Great class! Very thourough and prepared me to pass my exam within 10 days. If you know nothing about insurance, then TITA is the company you need to help prepare you for your exam.

★ ★ ★ ★ ★

John P.

After years in the medical field I decided I wanted a change. The class was efficient and informative with Justin and Kent. I passed and I have test anxiety. Information provided, study guide and quizzes helped to make me a success.

★ ★ ★ ★ ★

Robyn F.

You can not pass this test without knowing P&C. These guys are thorough I passed the P&C along with my Adjuster’s test on the first try. They are good.

★ ★ ★ ★ ★

Blair R.

The class and the instructor was amazing. I highly recommend, with all the material they provide, you will pass the exam!

★ ★ ★ ★ ★

Stephanie T.

Texas Life And Health insurance license
This class was amazing and the filled out outline in the back of the book was a must have. I took the Texas Life And Health insurance license class this weekend and watch the videos before. I walked out with an 80 on the test taking it the first time. If I had had a little bit of extra time to study after the weekend I probably would’ve made a higher grade. Thank y’all so much for your help.

★ ★ ★ ★ ★

Kristin G.

Life & Health Exam
Thought the material included within all the presentations, online simulator, etc. were totally on point with that covered in the test short of a few points which I had not seen but not suggesting it was not included in the material and I missed it. The delivery was very clear and concise, adequately addressing anticipated questions within the actual tests. The entire preparation materials allowed a first time passing score to be achieved. Thanks Tim and John - excellent job.

★ ★ ★ ★ ★

Donald R.

Life & Health - Live Webinar Training

First, I Thank God that I passed the state exam on my first time! John's style of teaching and all the tools that he provides are great. Going over the material in his 2 day classes, watching the videos, doing the quizzes, the possible test questions, flashcards, the practice exams and studying is key to passing the test. I was nervous, so I prayed first, then did what John said to do, I wrote down on the pad Stop, Slow Down, Read Every Word, Sit back and Relax. Thank you John for everything, I will recommend your course to anyone wanting to get their insurance license. I got my license!

★ ★ ★ ★ ★

Mary Lou V.

John and his crew know what they are doing. I took the online course and passed the first time. Very responsive team and extremely helpful/knowledgeable in the industry.

★ ★ ★ ★ ★

Anthony P.

Read All Testimonials

Need Quick Support?

In case you need any quick support, you can chat with us!